Car accidents can happen to anyone who drives a vehicle. They are dangerous events, involving heavy pieces of machinery moving at high speeds, generally speaking. They can result in damages to cars, damages or injuries to people, and financial losses. There is an importance to having insurance in these issues, as will be seen later.
Car accidents can occur for a variety of reasons, and in many different contexts. Car accidents can occur because someone has been impaired while driving (using alcohol or drugs), because someone is not paying attention to the road (using their cell phone), or someone who has been driving aggressively (aggressive driving).
While these are the three leading causes to car accident deaths, there are other factors that play a role as well. Weather, which could mean a high amount of rain, hail, sleet, or snow, can cause accidents, as the vehicles will slip on the surface and visibility will be limited. Time of day mattes, as people might be more drowsy at night.
Often, there is no malicious intent in car accidents, whether they involve death or not. Car accidents can be the result of carelessness, as when a person just takes their eyes off the road for a second. It can be the result of lack of maintenance on a car, such as when the brakes aren’t working well but they aren’t replaced and later fail.
Lack of maintenance is one of the major ways someone can get in an accident. If a car is not fully maintained, with the right amount of transmission fluid, the right tires, the right brakes, the car will possibly fail at some point, causing an accident. It is for this reason that people should keep their cars maintained and up to date.
There are many causes of car accidents, as is being seen. But the effects of a car accident haven’t been covered and they can be difficult to deal with. There are statistics that show the damages sustained in car accidents along with some of the other information contained in this article. They are in the following section.
- In a recent survey, research found that an estimated 77% of cars were in need of maintenance or repairs.
- There are approximately 6 million car accidents in the U.S. each year.
- On average, there?s a rear end collision on U.S. roads every eight seconds.
- There are four main causes of auto body damage: weather, negligence, fender benders, and high speed collisions.
- In a recent car maintenance survey, research found that 18% of vehicles had low or contaminated brake fluid.
- According to a recent study by AAA, the average auto repair bill comes to between $500 and $600, and one in three drivers can’t pay it without incurring debt.
- According to Transmission Repair Cost Guide readers, the average cost of transmission replacement ranges from $1800 to $3500.
- The repair price for an entire brake job, which includes rotors, calipers, drums, pads, cylinders, can cost $750 or more.
- A recent AAA survey revealed that 35% of Americans have skipped or delayed service or repairs that were recommended by a mechanic or specified by the factory maintenance schedule.
Accidents, damages, and other factors are some of the reasons why people either choose or are forced to get car insurance. Car insurance is a general catch-all for insurance policies that cover the damage to cars, including damages from accidents and damages from weather. They are helpful in covering those damages.
An auto insurance policy has many tenets to it. There is the deductible, which is the amount that has to be paid before the insurance company covers any. There is the premium, which is the amount the insurance holder has to pay so that the insurance is in effect. There are the different ad-on policies, like the emergency package.
An auto insurance policy is required in many states. An auto insurance policy covers many kinds of damage, often including theft or vandalism. An auto insurance policy is there for significant events and can save the policy holder thousands of dollars, especially if the car is totaled.
There are many terms associated with the auto insurance policy, car accidents, and damages. They are auto insurance claim, car repairs, vehicle service, car insurance coverage, car insurance claim, car insurance policy, and more. There are others as well.